Apply Now
Secure Doc Upload
Top Class Mortgage, Inc Logo

Sandra Ellington

NMLS ID 917291

888-360-0030 sellington@tcmtge.com


Refinance is a very popular way to improve your financial situation. It replaces your current mortgage with a more beneficial loan. Top Class Mortgage Inc gives you the flexibility you need when considering refinancing your current mortgage. You have the option to opt for a higher loan amount and cash-out. You will be able to pay off your mortgage, remove your mortgage insurance premium and/or lower your interest rate. You can cash-out the rest to buy an investment property, renovate your home or take a much-needed vacation. As mortgage lenders, we offer a wide range of refinance options and access the best products. Our experts will work diligently to find you a competitive solution to fit your needs. You will get a hassle-free refinancing experience and the most competitive rates.

Here is how refinance can benefit you

Reduce your interest rate 

Make the most out of our special refinancing options with low interest rates. We offer you the most competitive rates and low closing costs. Our experts will customize a package to suit your needs.

Reduce your monthly payment 

By lowering your interest rate, you can also reduce your monthly payments. The same can happen if you switch from an adjustable-rate to a fix-rate mortgage.

Reduce your mortgage term 

You can reduce your term and pay your mortgage faster.  Short-term mortgages have lower interest rates, which can save you thousands of dollars in the long run. 

Opt out of adjustable-rate mortgage

Get the flexibility of opting from adjustable-rate mortgage to a fixed-rate mortgage. Fixed rate mortgage is usually much more beneficial as it gives you a consistent monthly payment. Mortgages with adjustable rates tend to fluctuate from time to time, either increasing or decreasing the payments.

Benefit of Liquidity

Refinancing your mortgage gives you liquidity. You can use your cash-out money to pay off high interest credit cards or student loans. By consolidating all your debt into one mortgage loan, you will get a lower interest rate and improve your cash flow.

Other benefits

  • Combine two mortgages into one
  • Cancel mortgage insurance
  • Remove a person from your mortgage 

We have all the resources to provide you the best refinance rates on the market. We are here to advice you and help you make an educated decision. Contact us today to speak with one of our experts.

Apply Now